by James Osborn, CPWA®, EA & Karen Ogden, CFP® | Jul 25, 2025 | Financial Planning, Health Savings Account (HSA), High Net Worth, Insight, Lifetime Gift and Estate Tax Exemption, Social Security, Sustainable, Taxes
One Big Beautiful Bill Act: How might it Impact You? Search for: Much has been written about the provisions of the new OBBBA (One Big Beautiful Bill Act) legislation and what that means for your personal tax situation. Given that, we are focusing only on what we feel...
by James Osborn, CPWA®, EA & Karen Ogden, CFP® | Jun 25, 2025 | Financial Planning, High Net Worth, Insight, Investments, IRA/Roth IRA
A Financial Advisor’s Guide to Teaching Teens Smart Money Habits Search for: This blog post, guest-authored by Envest summer intern Charlotte Ward, is the first in a two-part series on building financial literacy in young adults. Part 2 will tackle launching youth...
by James Osborn, CPWA®, EA & Karen Ogden, CFP® | May 26, 2025 | Financial Planning, Insight, Social Security
Social Security: Benefits, Myths, and Key Features Search for: Established in 1935, Social Security is a critical part of retirement planning for nearly 90 years. Funded by payroll taxes, this program provides retirement, survivor, and disability benefits. Today,...
by James Osborn, CPWA®, EA & Karen Ogden, CFP® | Apr 28, 2025 | Financial Planning, Insight, Taxes
Tariffs: What They Are, Why They Matter, and How They Affect Your Wallet Search for: Since the start of the Trump administration, tariffs have been in the news. Early in his presidency, tariffs were imposed on goods from Canada and Mexico. On April 2nd, 2025 the...
by James Osborn, CPWA®, EA & Karen Ogden, CFP® | Mar 23, 2025 | Financial Planning, Insight, Retirement Accounts
Don’t Let a Recession Catch You Off Guard: Steps to Secure Your Finances Search for: After a year of strong economic growth, the first two and a half months of 2025 took a sudden turn. Consumer confidence slid, business inventories increased, and the stock market...
by James Osborn, CPWA®, EA & Karen Ogden, CFP® | Feb 25, 2025 | Financial Planning, Insight
Understanding Credit Reports and Scores: Why They Matter Search for: Your credit report and credit score are key indicators of your financial health. A credit report is a detailed record of your credit history, including accounts, payment history, and inquiries from...
